Acxilabs
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INDUSTRY · FINTECH

Software for fintech that auditors actually like.

Payment flows, KYC and AML automation, card present POS, and core banking integrations. Engineered for the reviewers who actually read your logs.

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PCI-DSS v4
SCOPED ENGAGEMENTS
<2 min
MEDIAN KYC TURNAROUND
Clean audit
TRACK RECORD SINCE 2022
REGULATORY POSTURE
PCI-DSS v4SOC 2 Type IIGDPRISO 27001
WHAT WE SEE

The four problems that keep showing up.

  • 01

    Reconciliation gaps between payment processors and ledger truth.

  • 02

    KYC and AML workflows that block growth without stopping fraud.

  • 03

    Card present POS that has to keep selling when the network drops.

  • 04

    Sandbox to production drift in third party banking integrations.

FROM RECENT WORK

What we have shipped in fintech.

Card present POS rebuild

Rebuilt the POS for a 12 outlet retailer. Offline first card flow, end of day settlement, and a back office that the finance team owned without our help inside three months.

KYC orchestration

Stitched three KYC vendors behind a single decision API for a digital bank. Cut average onboarding time from about 12 minutes to under 2, without weakening fraud thresholds.

Reconciliation pipeline

Daily three way reconciliation across processor reports, internal ledger, and bank statements. Surfaced a meaningful annual leak in the second week of operation.

FAQ

Questions fintech buyers ask first.

Can you operate inside our PCI-DSS scope?
Yes. We work in your scoped environment, follow your access controls, and produce evidence artefacts your QSA expects. We have run multiple PCI-DSS audits as the engineering vendor of record.
Do you integrate with our card processor?
Most likely. We have shipped against Stripe, Adyen, Worldpay, Fiserv, Cybersource, and several regional processors. If we have not yet, we map the API surface and plan accordingly.
Can you handle bank vendor due diligence?
Yes. We respond to vendor questionnaires, produce SBOMs, share our SOC 2 Type II report under NDA, and coordinate with your bank partners directly.
GET STARTED

Building something for fintech? Tell us about it.

A 30 minute scoping call. SOW within a week. First sprint inside a month, or your discovery is on us.

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